For our members, it can be a time of reflection and evaluation about making a budget, reducing debt or improving credit. These are challenging items to tackle and it may be difficult to know where to begin. 

At Christian Financial, we are always evaluating services and solutions to improve your financial life. As I mentioned in a previous newsletter, we are currently hard at work on a new Online and Mobile banking solution that will not only make your experience with us more convenient, but more useful too. We’re designing new solutions with you in mind – to help achieve those new year’s goals. 

Beginning February 14th, you will notice a new Online and Mobile banking suite of products, completely refreshed and improved. We’re excited to launch several new services, including: 
 

• Credit score coaching and monitoring 
• Budgeting tools and account aggregation 
• Amazon Alexa integration 
• Several Debit and Credit Card features, including turning cards on/off, travel notices, real-time card alerts and more 
• Zelle Person-to-Person Payments 
• Near real-time alerts for your accounts, including text and push notification options 
• Digital Receipt capture 
• Enhanced mobile check deposit 
• Apple Watch/Android Wear integration 

In order to make this transition as seamless as possible, please make sure that the email address and phone numbers we have on file for you are current. You can confirm what is on file by logging into Online Banking and clicking “Update Your Info” in the left hand navigation. 

Very soon you will begin receiving communications from us about our new Online and Mobile suite of products and services. Make sure to pay special attention to the instructions on how to log in for the first time on Feb. 14th. 

We can’t wait to share with you what we’ve been diligently working towards for many months. Like the arrival of a new baby, we’re eagerly anticipating launch day and cannot wait for you to experience it. 

Revamp Your Interest Rate
If one of your new year’s goals is saving money, consider refinancing your mortgage with our exclusive mortgage partner, Mortgage Center. Interest rates are still at historically low rates, and it’s a great time to refinance. If you’re interested in using equity in your home for large projects or purchases, a Cash Out refinance could be a great option. 

In addition, you may find you can obtain a much lower interest rate on your auto or rec vehicle loan with Christian Financial. If the loan is held elsewhere, consider refinancing it with Christian Financial. Money-saving opportunities truly are endless with your Christian Financial membership. 

Look for more to come in the very near future. Wishing you and your familiy a wonderful, healthy and prosperous new year.  


For You & Because of You –  



Patty Campbell 
President & Chief Executive Officer