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PERSONAL LOANS

A Personal Loan from Christian Financial could be the financial solution you have been looking for. With the flexibilty to use the funds however you choose and low rates that keep more money in your pocket each month, a personal loan is something to bark about! You also have access to manage your loan and make payments in Online Banking. 

Personal loan funds can be used for anything from much-needed home improvements or moving expenses to weddings, dream vacations, a new pool/spa even a new addition to the family. 


Effective March 28, 2024

Personal Loans

Type Term APR*
Line of Credit   11.49%
Personal Loan**** Up to 60 months 10.49%
Seasonal Personal Loan** Up to 12 months 9.99%
Share Pledged Loan   6.74%
Certificate Pledged Loan***   6.74%

*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with Christian Financial and subject to change without notice. Loans requested for more than 95% of collateral value may be subject to a higher rate of interest. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest.Please see a Christian Financial Service Representative for full details. **Can be used for vacations, wedding expenses or taxes. For example, for a loan of $1,000 at 12 months with an interest rate of 8.49%, the monthly payment would be $87.22. Minimum loan amount limited to $500.00. Maximum loan amount limited to $5,000.00. No additional discounts for Auto Transfer/Electronic Payment. ***Term of loan cannot exceed term of certificate. ****Rate shown includes discount for automatic payment.

 

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