Christian Finanacial Credit Union Financial Wellness

View all your finances, including external accounts, in a single solution.

• All accounts at Christian Financial Credit Union will be automatically added to Money Management.
• Add outside accounts, including retirement, loans and investments.
• Add assets, such as real estate and vehicles.
• View the last 90 days of transaction history.

Access, categorize and manage your information anywhere, anytime.

From mortgages to loans, credit cards to retirement savings, you’ll be able to merge all your data to gain a complete picture of where and how you’re spending your money.

• View pie chart displays of your spending habits.
• Drill down to transaction level per category and sub-category.
• Track spending in each category over time.
• Deep dive into data multiple ways.
• Visually compare spending with income.

You can use Money Management to auto generate or create your own budgets from your spending history, income, debts, and expenses based on the last 90 days.

View all your debts in one place, along with corresponding balances and interest rates.

Once all your accounts are linked, the tool automatically calculates a payment plan to leave you debt-free in as little time as possible. It’s an AI-powered budgeting solution that’s updated in real time, making it an ideal assistant to help you pay off debt.

Discover your net worth and create goals to increase your assets or decrease liabilities.

Plan ahead and predict how much money you have on hand on a specific date.

A big part of smart money management is about time management.

Built right into our easy-to-use Digital Banking platform!

• Receive daily credit monitoring with alerts for major changes,
• Identify and easily dispute credit bureau errors,
• Understand the factors that impact your score, and
• Work toward your financial goals!

Get an inside look of your credit score.

See what makes up your credit score, how you are doing in that area and how you can improve. Credit Coach will analyze and give recommended actions in the following areas.

• Score Rating
• Payment History
• Credit Usage
• Account Mix
• Credit Age
• Inquires

Get instant access to your credit report.

Your Free report contains everything you’d find on your credit file.

• Open loans, accounts and credit inquiries
• View payment history, credit utilization, and public records

The interactive score simulator tool allows you to see how certain financial decisions will impact your credit score.

Try using the score simulator to see what might happen to your score if you…

• Pay off your credit card
• Miss a payment
• Take out a new loan

Thinking of getting a new auto or consolidating some debt?

View loan offers based on your credit score within Credit Coach. You can even simulate your score to see how much you could save or get an estimated monthly payment on a new loan.

Credit Coach helps you spot potential fraud and/or identity theft attempts, this free credit monitoring service checks your credit report daily.

You’ll get an email when the system detects any of these events related to your identity:

• New accounts opened
• Address changes
• Employment changes
• Delinquencies reported
• Credit inquiries made

• Take a look at Frequently Asked Questions, update your profile setting and view financial tips!
• View tips on how to increase your credit score and optimize your financial health with topics like,
• Credit/Debt Relationships, Saving, Spending and more!