{"id":4354,"date":"2024-03-14T17:24:58","date_gmt":"2024-03-14T21:24:58","guid":{"rendered":"http:\/\/staging.cfcudev.com\/?page_id=4354"},"modified":"2024-03-29T17:41:02","modified_gmt":"2024-03-29T21:41:02","slug":"financial-wellness","status":"publish","type":"page","link":"https:\/\/prod-admin.cfcudev.com\/personal\/digital-services\/digital-tools\/financial-wellness\/","title":{"rendered":"Financial Wellness"},"content":{"rendered":"
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Christian Finanacial Credit Union Financial Wellness<\/h1>\n

The app that improves your financial outlook is here<\/h2>\n

Whether it's improving your credit or creating a budget, you can do it all in the ChristianFCU app. Browse the options that we have available! <\/h4>\n <\/div>\n
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Money Mangement<\/h3>\n

Christian Financial provides members with Money Management, a convenient budgeting tool consolidating your financial accounts. Easily accessible through online banking or the mobile app, it offers clear data visualizations to track spending, debts, and budgets, helping you enhance your overall financial health.<\/h4>\n
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Accounts & Transactions All In One Place<\/h4>\n
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View all your finances, including external accounts, in a single solution.<\/p>\n

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  • All accounts at Christian Financial Credit Union will be automatically added to Money Management.<\/li>\n
  • Add outside accounts, including retirement, loans and investments.<\/li>\n
  • Add assets, such as real estate and vehicles.<\/li>\n
  • View the last 90 days of transaction history.<\/li>\n<\/ul>\n

    Access, categorize and manage your information anywhere, anytime.<\/p>\n <\/div>\n

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    Track Spending & Identify Trends<\/h4>\n
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    From mortgages to loans, credit cards to retirement savings, you’ll be able to merge all your data to gain a complete picture of where and how you’re spending your money.<\/p>\n

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    • View pie chart displays of your spending habits.<\/li>\n
    • Drill down to transaction level per category and sub-category.<\/li>\n
    • Track spending in each category over time.<\/li>\n
    • Deep dive into data multiple ways.<\/li>\n
    • Visually compare spending with income.<\/li>\n<\/ul>\n <\/div>\n
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      Create Budgets That Work For You<\/h4>\n
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      You can use Money Management to auto generate or create your own budgets from your spending history, income, debts, and expenses based on the last 90 days.<\/p>\n

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      Money Management\u00a0communicates this data in colorful budget bubbles that easily and instantly visualize your finances.<\/p>\n

      You can also interact with these bubbles to view historical monthly budget data, change your projected income, or create custom budget categories<\/p>\n<\/div>\n <\/div>\n

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      Track & Pay Off Debt<\/h4>\n
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      View all your debts in one place, along with corresponding balances and interest rates.<\/p>\n

      Once all your accounts are linked, the tool automatically calculates a payment plan to leave you debt-free in as little time as possible. It’s an AI-powered budgeting solution that’s updated in real time, making it an ideal assistant to help you pay off debt.<\/p>\n

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      • Prioritize your debt based on different criteria, using the Debt Snowball Strategy<\/li>\n
      • See what happens when you pay more than the minimum<\/li>\n
      • Pay your debt down faster<\/li>\n<\/ul>\n<\/div>\n <\/div>\n
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        Achieve Financial Goals Towards Your Net Worth<\/h4>\n
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        Discover your net worth and create goals to increase your assets or decrease liabilities.<\/p>\n

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        • Set savings, debt, and retirement goals<\/li>\n
        • Set how much you\u2019ll put towards that goal each month<\/li>\n
        • Change amounts to see how long it will take you to reach each goal<\/li>\n<\/ul>\n
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          • Track the net sum of all assets and liabilities<\/li>\n
          • Monitor your overall financial progress<\/li>\n
          • Drill down to see what makes up your gains and losses<\/li>\n<\/ul>\n<\/div>\n <\/div>\n
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            Cash Flow<\/h4>\n
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            Plan ahead and predict how much money you have on hand on a specific date.<\/p>\n

            Your Cash Past, Present & Future<\/strong>
            \nSee all your income and expenses on a given day, including future predictions. Know ahead of time if you’ll be able to afford that big purchase.<\/p>\n

            Forecast Your Cash Flow<\/strong>
            \nKeep track of your recurring bills and deposits to see how they affect your financial future.<\/p>\n

            Cash Events<\/strong>
            \nCash Events represent important dates for your money. Adding them helps to improve your financial forecast. Let’s schedule some events now.<\/div>\n <\/div>\n

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            Alerts<\/h4>\n
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            A big part of smart money management is about time management.<\/p>\n

            Making on-time payments, planning ahead, and saving enough money for your future. You can sign up to receive alerts via email or text to make sure you’re monitoring your accounts when you need to be.<\/p>\n
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            • Alerts go to your Notifications plus be sent to email and\/or text<\/li>\n
            • Set up either Simple Alerts or Detailed Alerts with specific account and amounts<\/li>\n<\/ul>\n<\/div>\n <\/div>\n
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